Does Insurance Cover Windshield Replacement – The Reality
Have you ever asked yourself does insurance cover windshield replacement? If you did, you are definitely interested to find out if your costs for repairing windshield are guaranteed by your insurance for your vehicle or not. Windshield replacement or repairing is one of the most common things that need to be done following a car accident. Therefore, your car insurance actually covers the costs for replacing or repairing your crashed or broken windshield, in most of the cases. Now that you know this, let`s see some tips about what you should do and what to consider, when it comes to windshield replacement.
When you want to find out the answer to one of the most common questions `Does insurance cover windshield replacement`, you need to know that this part of your car could get damaged in numerous ways, like vandalism, by nature, by animals or when you practically get involved in a car accident. It is however essential to understand that when you windshield is damaged by other events like collision, you pay differently for the repairing costs; in this situation, we consider the so-called comprehensive coverage. However, this type of coverage is optional and if you don`t have it, you will unfortunately be bound to take the money out of your pocket and pay for the damage.
Understanding the notion of comprehensive coverage
You may not be aware what actually comprehensive coverage means, and what type of windshield damage it covers. When you want to figure out does insurance cover windshield replacement, you need to know that comprehensive coverage guarantees the cover of costs for damages caused by collision with animals, vandalism, fire and storm. If you`re not sure that your insurance has these costs included, ask your insurance agent to find this out.
What about getting car insurance after an accident?
Another common question that many drivers ask is `Can I get car insurance after an accident`. When you register your car once you purchase it, one of the main conditions required by most of the states is to have it insured. Your risks of breaking your windshield when you get involved in a car accident are high. It is a simple thing when the collision happens because of the other driver; in this situation, you can easily ask for covering your costs by the insurance company of the other party. However, things become more complicated when the collision is because of your fault. In this case, the other driver may opt for subjugation, meaning that he/she could sue you to have his/her entire costs recovered for the repairs. This means that you will have to pay a part or probably, all the amount of money required for repairing the other party`s damages.
Now that you know how are things working for getting car insurance after an accident and the answer to the question `does insurance cover windshield replacement`, you know what the right way is. It is absolutely worthless traveling by your car without having it insured – you never know when problems may arise; and if they do, you will have to pay a lot!